Terms of Service

Home Terms of service

Last Updated: February 11, 2022

Quidroom provides a community platform enabling participants to learn, share and otherwise collaborate with other like-minder peers (the “Services”). The Services areoffered from time to time to users (“Users” or “you”) at www.quidroom.com (the “Site”). The Service and the Site shall be collectively referred to herein as the “Platform.” The Service is owned and operated by AssetOwner Holdings Pte. Ltd., a company registered in the Republic of Singapore with registration no. 201936176W (“Company” or “we” or “us”).

Your use of the Service is subject to the terms and conditions set forth in these terms of service (the “Terms of Service” or “Terms”).

PLEASE READ THE TERMS OF SERVICE CAREFULLY. BY ACCESSING OR USING ANY PART OF THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD AND AGREED TO BE BOUND BY ALL THE TERMS OF THESE TERMS OF SERVICE. IF YOU DO NOT AGREE TO THESE TERMS OF SERVICE, EXIT THIS PAGE AND DO NOT ACCESS OR USE THE SERVICE. USE OF THE SERVICE IS EXPRESSLY CONDITIONED UPON YOUR ACCEPTANCE OF THE TERMS OF SERVICE.

  1. Updates to Terms of Service

    We may, in our sole discretion, modify these Terms of Service by notice on these Terms of Service page. The “Last Updated” date indicates when the latest modifications were made to these Terms of Service. You are encouraged to review these Terms of Service periodically and to check the "Last Updated" date for the most recent version.

    You acknowledge that your continued use of the Platform shall be subject to any such modifications as of its effective date. In addition, when using services or features on the Site, you will be subject to any guidelines or policies applicable to such services or features that may be posted from time to time, including but not limited to our Privacy Policy, as noted below. All such guidelines or policies are hereby incorporated by reference into these Terms of Service.

  2. Translation

    These Terms of Service may be translated into other languages for your convenience. In the event of any inconsistency between different translated versions of these Terms of Service, the version in English shall prevail.

  3. Service Availability

    3.1. The Service may be modified, updated, interrupted, suspended or discontinued at any time, in the sole discretion of the Company, without notice or liability. The Service may be unavailable during certain times, including but not limited to system failures, anticipated or unanticipated website maintenance work, upgrades or force majeure events.

    3.2. The Company reserves the right, at any time, in its sole discretion to modify, temporarily or permanently block access to, suspend, or discontinue the Service, in whole or in part, with or without notice and effective immediately to any User.

    3.3. The Company will bear no liability whatsoever for any losses, liabilities or damages you may incur as the result of any modification, suspension, or discontinuation of the Service or any part thereof.

  4. Privacy Policy

    Use of the Service is subject to the terms of our Privacy Policy which is hereby incorporated into and made a part of these Terms of Service. Please review our Privacy Policy carefully. By using or accessing the Service, you agree to be bound by the terms of our Privacy Policy

  5. Minimum Age

    The Service is only for individuals who are at least 18 years of age or at least the age of majority where you reside. Use of the Service by anyone under this age is a violation of these Terms of Service and any account and personal information of such individuals shall be terminated and removed.

  6. Intellectual Property

    6.1. You acknowledge that all the intellectual property rights in the Service, including, but not limited to, copyrights, patents, trademarks, trade secrets, website design, application design, graphics, text, sounds, pictures, service marks, trade names, domain names, slogans, logos, and other indicia of origin that appear on or in connection with any aspect of the Service are either the property of the Company, its affiliates or licensors or other Users, and other files and the selection and arrangement thereof (collectively the “Materials”) and are subject to and protected by the Republic of Singapore and international copyright and other intellectual property laws and rights. All rights to Materials not expressly granted in these Terms of Service are reserved to their respective copyright owners.

    6.2. Subject to these Terms of Service, the Company grants you a limited non-transferable, non-exclusive, revocable, and non-sublicensable licence to use and access the Service solely for your own personal or internal business purposes. You shall not obtain any ownership interest therein through these Terms of Service or otherwise.

    6.3. The Company authorises you to view, download and/or print the Materials, provided that you keep intact all copyright and other proprietary notices contained in the original Materials. Except as expressly authorised by these Terms of Service, you may not copy, reproduce, distribute, republish, perform, display, post, transmit, scrape, print, exploit, create derivative works or otherwise use any of the Materials in any form or by any means, without the prior written authorisation of the Company or the respective copyright owner. In the absence of a written agreement, you may not modify or adapt the Materials in any way or otherwise use them for any public or commercial resale purposes. The Company retains the right to rescind and terminate the limited licence granted herein at any point, for any reason. The Company reserves the right to enforce its intellectual property rights fully under the Republic of Singapore and international law. Notwithstanding anything to the contrary herein, Users who post User Content (as defined below) may have additional or different terms relating to their User Content and you agree to abide by any such terms which you have knowledge of.

    6.4. Some of the company and product names, logos, brands, and other trademarks featured or referred to within the Service may not be owned by us and are the property of their respective trademark holders. These trademark holders are not affiliated with, nor do they sponsor or endorse the Service.

  7. Confidential Information and Non-Disclosure

    For the purposes of these Terms of Service, the Company shall be the “Disclosing Party” and Users shall be the “Receiving Party”. To the degree that a User discloses Confidential Information (as defined below), such User(s) may be referred to herein as a “Disclosing User”. Unless otherwise stated herein, “Disclosing Party” shall include all “Disclosing Users”.

    7.1. “Confidential Information” shall mean any and all information, proprietary and/or maintained in confidence by the Disclosing Party, including but not limited to, any information relating to the Disclosing Party’s ideas, concepts, techniques, inventions, know how (including patents, copyrights, and trade secrets), sketches, drawings, models, processes, materials, operations, algorithms, software programs, source code, experimental work, research and development, design details and specifications, engineering, financial information, procurement requirements, purchasing, manufacturing, customer lists, vendor lists, contact lists, business forecasts, sales and merchandising, marketing plans, and inventions and information, disclosed by the Disclosing Party or obtained by the Receiving Party. Disclosure can be done either directly or indirectly, in writing, orally, by inspection of tangible objects, or by the viewing of the Platform (including but not limited to, documents, prototypes and proposals) which is designated or described by the Disclosing Party as “Confidential,” “Proprietary” and/or any other similar designations which should reasonably be understood by the Receiving Party or any of its employees, directors, representatives, shareholders, or agents (collectively the “Receiving Party Representatives”) to be confidential or proprietary to the Disclosing Party, regardless of whether it was obtained before, on, or after the Receiving Party’s first use of the Platform. To the extent that the Disclosing User discloses Confidential Information in any manner other than through the Platform, the terms of this section shall apply to such Confidential Information.

    7.2. The Receiving Party agrees to use the Confidential Information for the sole purpose of providing the Services or as may be permitted by the Disclosing User. The Receiving Party agrees that either it nor any of the Receiving Party Representatives will use such Confidential Information for the Receiving Party’s own benefit or disclose in any way, any Confidential Information to any person, firm or business, except for the sole purpose set forth in these Terms of Service or for any other purpose the Disclosing Party may hereafter authorise in writing. The Receiving Party shall treat all Confidential Information with the same degree of care the Receiving Party accords to its own Confidential Information, but in no case less than reasonable care. The Receiving Party agrees to disclose Confidential Information only to its employees who need to know such information. This is determined at the sole discretion of the Receiving Party, and the Receiving Party certifies that its employees have previously agreed, either as a condition to employment or in order to obtain the Confidential Information, to be bound by terms and conditions substantially similar to these Terms of Service which bind the Receiving Party. These terms are to be provided to the Disclosing Party upon request. The Receiving Party shall not make any copies of the Disclosing Party’s Confidential Information without the Disclosing Party’s prior written consent. The Receiving Party shall also not reverse engineer, disassemble or decompile any materials or objects which embody the Disclosing Party’s Confidential Information. In the event of any unauthorised use or disclosure of Confidential Information, the Receiving Party shall immediately give notice to the Disclosing Party and assist in remedying any such unauthorised use or disclosure of Confidential Information.

    7.3. The obligations of the Receiving Party with respect to any portion of the Confidential Information shall not apply to the following portions that the Receiving Party can document. This includes Confidential Information that is:

    • (a) The obligations of the Receiving Party with respect to any portion of the Confidential Information shall not apply to the following portions that the Receiving Party can document. This includes Confidential Information that is:
    • (b) rightfully in the Receiving Party's possession and free of any obligation of confidence at or subsequent to the time such portion was communicated to the Receiving Party;
    • (c) independently developed by employees or agents of the Receiving Party without reference to any information communicated to the Receiving Party by the Disclosing Party; or
    • (d) requested, legally compelled (by oral questions, interrogatories, requests for information or documents, subpoena, civil or criminal investigative demand, or similar processes), or required by a regulatory body to be disclosed.

    In the event the Receiving Party is required to disclose any Confidential Information in accordance with Section 7.3(d), the Receiving Party shall notify the Disclosing Party promptly so that the Disclosing Party may seek a protective order or any other appropriate remedy. In the event that no such protective order is obtained before such Confidential Information or other information is required to be disclosed, the Receiving Party or its applicable representative, as the case may be, will disclose only the portion of such Confidential Information or other information as advised by its legal advisers. In addition, to the extent legally permissible, the Receiving Party will provide the Disclosing Party, in advance of any such disclosure, copies of any such Confidential Information or other information that the Receiving Party intends to disclose and will reasonably cooperate with the Disclosing Party to the extent the Disclosing Party may seek to limit such disclosure.

    7.4. The Receiving Party shall not communicate any information to the Disclosing Party in violation of the proprietary rights of any User. For the avoidance of doubt, this covenant shall apply to User Content posted to the Site by the Disclosing User and other materials which the Disclosing User may disclose to Users outside the Site.

    7.5. All Confidential Information of the Disclosing Party shall remain the exclusive property of the Disclosing Party. Nothing in these Terms of Service shall be deemed or construed to grant the Receiving Party any licence to use, sell, develop, exploit, copy, or further develop the Confidential Information for any purpose. Nothing in these Terms is intended to grant any rights to the Receiving Party under any patent, copyright or any other proprietary right of the Disclosing Party, nor shall these Terms grant the Receiving Party any rights in or to the Confidential Information of the Disclosing Party except as expressly set forth herein.

    7.6. All Confidential Information is provided “as is” and the Disclosing Party makes no warranties, express, implied or otherwise, regarding its accuracy, completeness, performance or fitness for any purpose.

    7.7. Subject to Section 7.3 herein, the obligations of the Receiving Party herein as to any Confidential Information shall continue in perpetuity from the date of obtaining such Confidential Information and in the event such Confidential Information consists of a trade secret, until such information is no longer a trade secret of the Disclosing Party.

    In acknowledging the unique and proprietary nature of the Confidential Information, the Receiving Party acknowledges and agrees that the Disclosing Party may suffer great and irreparable injury in the event of a breach of the terms in Section 7.2. Aside from monetary damages, the Disclosing Party shall also be entitled to seek equitable relief, including obtaining an injunction, a court order, and/or specific performance to halt any unauthorised disclosure and to protect the confidentiality of the Confidential Information. Such remedies shall not be deemed exclusive remedies for breach by the Receiving Party but shall be in addition to any and all other remedies provided herein or available at law or equity to the Disclosing Party.

  8. Use of the Service, General

    8.1. You are required to create an account to use the Service and/or take advantage of certain features, in which case you agree to:

    • (a) provide true, accurate, current and complete information about yourself as prompted by the Service;
    • (b) as permitted, maintain and promptly update such information. If you provide any information that is false, inaccurate or outdated, or if the Company has reasonable grounds to suspect that any information provided is false, inaccurate or outdated, the Company has the right to suspend or terminate your account and to prohibit all current or future use of the Service by you;
    • (c) ensure that your account is for your personal and/or business use. You may not resell the Service;
    • (d) receive certain communications in connection with the Service.

    8.2. You are responsible for maintaining the confidentiality of your account, password and all activities under your account. Your account is private and should not be shared for any reason. You agree to notify us immediately in the case of any unauthorised use of your password, account or other breach of security. You agree to be responsible for all charges resulting from the use of your account via the Service, including charges resulting from any unauthorised use of your account.

    8.3. You shall not impersonate someone else, create or use an account for anyone other than yourself, provide an email address other than your own, or create multiple accounts.

    8.4. You agree to use the Service only for lawful purposes and you shall be responsible for any communications and content you post via the Service. You agree not to post or transmit any unlawful, infringing, threatening, harassing, defamatory, vulgar, obscene, profane, indecent, offensive, hateful or otherwise objectionable material of any kind, including any material that encourages criminal conduct or conduct that would give rise to civil liability, infringes upon others’ intellectual property rights, impersonates any individual or entity, or otherwise violates any applicable law. You agree not to solicit personal information from minors and not to use the Service in any manner that interferes with its normal operation or with any other User’s use of the Service.

    8.5. You shall not do any of the following while accessing or using the Service:
    • (a) access, tamper with, or use non-public areas of the Service, our computer systems, or the technical delivery systems of our providers;
    • (b) probe, scan, or test the vulnerability of any system or network or breach or circumvent any security or authentication measures;
    • (c) forge any Transmission Control Protocol/Internet Protocol packet header or any part of the header information in any email or posting, or in any way use the Service to send altered, deceptive or false source-identifying information; or
    • (d) disrupt or interfere with the access of any User, host or network, including but not limited to, sending a virus, overloading, flooding, spamming, mail-bombing the Service, or otherwise creating an undue burden on the Service.

    8.6. You shall not use manual or automated software, devices, or other processes to “crawl,” “scrape,” or “spider” any page of the Service. You shall not decompile, reverse engineer, or otherwise attempt to obtain the source code of any part of the Service

    8.7. You shall not access the Service by any means except through the interface provided by the Company for access to the Service. Creating or maintaining any link from another application to any page at the Service without the prior authorisation of Company is prohibited. Running or displaying the Service, or any information or material displayed via the Service in frames or through similar means on another website or application without the prior authorisation of Company is prohibited. Any permitted links to the Service must comply with all applicable laws and regulations

    8.8. The Company makes no representation that Materials contained, described or offered via the Service are accurate, appropriate or available for use in any particular jurisdiction or that these Terms of Service comply with the laws of any specific country. Visitors who use the Service do so on their own initiative and are responsible for compliance with all applicable law. You agree that you will not access the Service from any territory where its contents are illegal, and that you, and not the Company Parties, are responsible for compliance with applicable law.

    8.9. Your use of the Service is at your own risk, including the risk that you might be exposed to content that is offensive, indecent, inaccurate, objectionable, or otherwise inappropriate.

    8.10. Furthermore, you herein agree not to make use of the Services for:
    • (a) uploading, posting, emailing, transmitting, or otherwise making available any content that shall be deemed unlawful, harmful, threatening, abusive, harassing, tortious, vulgar, obscene, libelous, or invasive of another’s privacy or which is hateful, and/or racially, ethnically, or otherwise objectionable;
    • (b) causing harm to any minor in any manner whatsoever;
    • (c) impersonating any individual or entity, including but not limited to, any company, group, forum leaders, or hosts or falsely stating or otherwise misrepresenting any affiliation with an individual or entity;
    • (d) forging captions, headings or titles or otherwise offering any content that you personally have no right to pursuant to any law nor having any contractual or fiduciary relationship with;
    • (e) uploading, posting, emailing, transmitting or otherwise offering any such content that may infringe upon any patent, copyright, trademark, or any other proprietary or intellectual rights of any other party;
    • (f) uploading, posting, emailing, transmitting or otherwise offering any content that you do not personally have any right to offer pursuant to any law or in accordance with any contractual or fiduciary relationship;
    • (g) uploading, posting, emailing, transmitting, or otherwise offering any unsolicited or unauthorised advertising, promotional flyers, “junk mail”, “spam”, or any other form of solicitation, except in any such areas that may have been designated for such purpose;
    • (h) uploading, posting, emailing, transmitting, or otherwise offering any source that may contain a software virus or other computer code, any files and/or programs which have been designed to interfere, destroy and/or limit the operation of any computer software, hardware, or telecommunication equipment;
    • (i) disrupting the normal flow of communication, or otherwise acting in any manner that would negatively affect other Users’ ability to participate in any real-time interactions;
    • (j) interfering with or disrupting any of the Services, servers and/or networks that may be connected or related to our website, including, but not limited to, the use of any software and/or routine to bypass the robot exclusion headers;
    • (k) intentionally or unintentionally violating any local, state, federal, national or international law, including, but not limited to any securities rules, regulations or laws of any nation or other securities exchange, and any regulations having the force of law;
    • (l) providing informational support or resources, concealing and/or disguising the character, location, and/or source to any organisation delegated by the United States government as a “foreign terrorist organisation” in accordance to Section 219 of the Nationality Act;
    • (m) stalking or with the intent to otherwise harass another individual; and
    • (n) collecting or storing of any personal data relating to any other User in connection with the prohibited conduct and/or activities which have been set out in the aforementioned paragraphs.

  9. Third-Party Operators and Websites.

    9.1. In the event we include links via the Service to third-party operators and/or websites (collectively “Third Party Provider”), including events and advertisements, which may include products, goods, services or information offered therein, these links are provided only as a convenience. If you clickthrough using these links to other websites, you may leave our Site. We do not control nor endorse any such Third-Party Provider. You agree that the Company Parties, as defined in Section 15.1, shall not be responsible or liable for any content, products, goods, services or information provided or made available by a Third-Party Provider, including related websites, or for your use or inability to use the services of a Third-Party Provider.

    9.2. You shall use such links at your own risk. You are advised that other websites on the Internet, including Third-Party Provider websites linked from our Site, might contain material or information:

    • (a) that some people may find offensive or inappropriate;
    • (b) that is inaccurate, untrue, misleading or deceptive; or
    • (c) that is defamatory, libelous, infringing of others’ rights or otherwise lawful.

    9.3. We expressly disclaim any responsibility for the content, legality, decency or accuracy of any information, and for any content, products, goods, services or information, that appear on any Third-Party Provider website or in advertisements or content that a Third-Party Provider may have listed or offered on our Site.

    9.4. Your interactions with a Third-Party Provider found on or through the Service, including payment and delivery of goods or services, if any, conditions, warranties or representations associated with such matters are solely between you and the Third-Party Provider, except as may be otherwise stated herein. You acknowledge and agree that we are not a party to any transactions you may enter into, except as may be stated herein, using the Service and we shall not under any circumstances be liable for any damages of any kind arising out of, or in connection with, or relating to, the content, products, goods, services or information of a Third-Party Provider

  10. User Content

    10.1. “User Content” means any and all information and content that a User submits to or uses with the Services. You may choose to enter this information manually or, where available, synchronise with a third-party website. The Company does not verify the accuracy or completeness of User Content, and these may therefore be subject to errors.

    10.2. In the event we permit Users to upload User Content to our Site, you are solely responsible for your User Content. You assume all risks associated with use of your User Content, including any reliance on its accuracy, completeness or usefulness by others, or any disclosure of your User Content that personally identifies you or any third party. You hereby represent and warrant that your User Content does not violate any of these Terms of Service.

    10.3. The Company does not and is not obligated to keep backup copies of any User Content, and your User Content may be deleted at any time without prior notice. You are solely responsible for creating and maintaining your own backup copies of your User Content.

    10.4. We may choose not to publish your User Content or remove your User Content anytime at our sole discretion. You agree that the Company is not responsible for any financial loss, liability or damage of any kind that you may incur as a result of our removing or refusing to publish User Content.

    10.5. Except as may otherwise be permitted by us in writing, Users may not post content with the intent of selling any products or services.

    10.6. By posting User Content to the Site, you agree that:

    • (a) your User Content does not contain any confidential or proprietary information of third parties;
    • (b) we are under no obligation of confidentiality, express or implied, with respect to the User Content;
    • (c) we may have something similar to the User Content already under consideration or in development;
    • (d) you grant us an irrevocable, non-exclusive, royalty-free, perpetual, worldwide licence to use, modify, prepare derivative works, publish, distribute and sublicense the User Content; and
    • (e) you irrevocably waive, and cause to be waived, against the Company Parties and its Users, any claims and assertions of any moral rights contained in such User Content.

    10.7. From time to time, Users may have the opportunity to attend online events which are conducted by other Users and the Company. For such purposes, the Company makes available a third-party online event hosting platform (the “Conferencing Tool Provider”) for the convenience of Users. As a User sharing User Content via the Conferencing Tool Provider, you agree that any User Content shared by you are subject to the terms as stated in Section 10.6 herein. As a User attending an online event via the Conferencing Tool Provider, you agree that any User Content shared with you during an online event is subject to the terms as stated in Section 7 herein.

    10.8. Suggestions and Improvements: By sending us any ideas, suggestions, documents or proposals (“Feedback”), you agree that:
    • (a) your Feedback does not contain any confidential or proprietary information of third parties;
    • (b) we are under no obligation of confidentiality, express or implied, with respect to the Feedback;
    • (c) we may have something similar to the Feedback already under consideration or in development;
    • (d) you grant us an irrevocable, non-exclusive, royalty-free, perpetual, worldwide licence to use, modify, prepare derivative works, publish, distribute and sublicense the Feedback; and
    • (e) you irrevocably waive, and cause to be waived, against the Company Parties and its Users, any claims and assertions of any moral rights contained in such Feedback.

  11. Terms and Termination

    11.1. Subject to this section, these Terms of Service will remain in full force and effect while you use the Service. We may suspend or terminate your rights to use the Service (including your account) at any time if there is a violation of these Terms of Service or for any other reason, or no reason, at our sole discretion.

    11.2. Upon termination of your rights under these Terms of Service, your account and right to access and use the Service will be terminated immediately. You understand that any termination of your account may involve the deletion of your User Content associated with your account from our live databases.

    11.3. The Company shall not incur any liability whatsoever to you for any termination of your rights under these Terms of Service, including the termination of your account or deletion of your User Content. You may terminate your use of the Company Service at any time.

  12. Use of the Company Service and Dealings With Other Parties

    12.1. The Company is not in the business of investing or providing any professional services, other than as provided for herein. The Service is for the purpose of enabling Users to engage with other professionals.

    12.2. The Company may but is not obliged to verify nor responsible for verifying the background or qualifications of other Users. We make no guarantees, warranties or representations regarding the skills, undertakings or representations of Users. The Company does not promise, endorse or recommend the services or content of any Users. It is entirely up to you to evaluate such Users’ qualifications. The Company is not an agent or representative of any Users nor have any other relationship with Users.

  13. Representations

    You expressly acknowledge, represent, warrant, and agree that you understand the following contained in this section.

    13.1. The information contained herein is for informational purposes only and is not intended as, nor should be construed as advice or recommendations and are not guaranteed to produce results. Content posted to the Site should not be construed as investment, legal, tax or accounting advice or a solicitation to buy, sell or hold any security. User Content posted to the Site reflects the opinions of the User and are not representative of the opinions of the Company.

    13.2. The Company does not warrant or guarantee the suitability or availability of any material or content, including, without limitation, any data, products or services found through the Service.

    13.3. The Company does not verify the authenticity or quality of any material or content or any provider of material or content, including, data, products or services found through the Service.

    13.4. The Company makes no representations or promises regarding any material or content, and that some of the material or content provided via the Service may be owned or licensed by third parties.

    13.5. Any information, including any data, Company Materials, or content on the Site, including on the Company’s LinkedIn, Facebook, Instagram or Twitter or other social media pages, are for informational purposes only.t

    13.6. You assume all risk when using the Service, including all the risks associated with any online or offline interactions with other Users, providers of products and services, and from additional fees or charges from your mobile carrier.

    13.7. You hereby represent that you qualify as an official representative of an institutional investor or accredited investor as per the definition in the jurisdiction that the company or the registered entity you represent is located.

    13.8. You are of legal age to form a binding contract and are at least the age as stated in Section 5, or you have the authority of such legal entity to form a binding contract.

    13.9. All registration information you submit are accurate and truthful and you will maintain the accuracy of such information.

    13.10. You are legally permitted to use and access the Service and take full responsibility for the selection, use of and access to the Service.

  14. Indemnification

    14.1. You agree to indemnify, defend and hold harmless the Company, its parents, subsidiaries and other affiliated companies, and their respective officers, directors, employees, agents and other representatives (collectively, the “Company Parties”) against all claims, demands, causes of action, losses, expenses, damages and costs (including any reasonable attorneys’ fees) resulting or arising from or relating to your use of the Service, any activity related to your account by you or any other person permitted by you, any Content that you submit to, post on or transmit through the Service, your breach of these Terms of Service, your infringement or violation of any rights of another, or termination of your access to the Service. We reserve the right to assume, at our sole expense, the exclusive defence and control of any such claim or action and all negotiations for settlement or compromise, and you agree to fully cooperate with us in the defence of any such claim, action, settlement or compromise negotiations, as requested by us.

    14.2. You hereby release and forever discharge the Company Parties from, and hereby waive and relinquish, each and every past, present and future dispute, claim, controversy, demand, right, obligation, liability, action and cause of action of every kind and nature (including personal injuries, death, and property damage), that has arisen or arises directly or indirectly out of, or that relates directly or indirectly to, the Service, including any interactions with, or act or omission of, other Service Users or any Third-Party sites, including but not limited to:

    • (a) your use of the Service;
    • (b) any activity related to your accounts by you or any other person;
    • (c) your violation of these Terms of Service;
    • (d) your infringement or violation of any rights of another;
    • (e) your violation of applicable laws or regulations; and
    • (f) your User Content.

    14.3. The Company reserves the right, at your expense, to assume the exclusive defence and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defence of these claims. You agree not to settle any matter without the prior written consent of Company. The Company will use reasonable efforts to notify you of any such claim, action or proceeding upon becoming aware of it.

  15. Warranties, Disclaimers and Limitations of Liability

    You expressly acknowledge and agree that you understand the following contained in this section.

    15.1. Your use of the Service is at your sole risk. The Service and the associated materials and content are provided on an “as is” and “as available” basis. The Company, its parents, subsidiaries and other affiliated companies, and their respective officers, directors, employees, agents and other representatives (collectively, the “Company Parties”), expressly disclaim all warranties of any kind, whether express or implied, including but not limited to, implied warranties of merchantability, fitness for a purpose and non-infringement. Without limiting the generality of the foregoing, the Company Parties make no warranty that:

    • (a) the Service will meet your requirements;
    • (b) the Service will be uninterrupted, timely, secure, or error-free;
    • (c) information that may be obtained via the Service will be accurate or reliable;
    • (d) the quality of any and all products, services, information or other materials, including all merchandise, products, goods or services, obtained or purchased by you directly or indirectly through the company Service will meet your expectations or needs; and
    • (e) any errors in the Service will be corrected.

    15.2. The Company Parties shall not under any circumstances be liable for any damages of any kind arising out of, in connection with or relating to the use of or inability to use the Service, including any liability:
    • (a) as a publisher of information;
    • (b) for any incorrect or inaccurate information or any ‘bug’ of the Service;
    • (c) for any unauthorised access to or disclosure of your transmissions or data;
    • (d) for statements or conduct of any third party on or via the Service;
    • (e) for any disputes between Users of the Service or between a User of the Service and a third party; or
    • (f) for any other matter relating to the Service or any third party. This is a comprehensive limitation of liability that applies to all damages of any kind, including any direct, indirect, special, incidental or consequential damages, whether based on breach of contract, breach of warranty, tort (including negligence), product liability or otherwise, even if an individual advises the Company Parties of the possibility of such damages. The limitations of liability set forth herein are fundamental elements of the basis of the bargain between the Company and you. The products, information and services offered on and through the Service would not be provided to you without such limitations.

    15.3. The Company Parties shall not under any circumstances be liable for any damages of any kind arising out of, or in connection with or relating to the actions and activities of any third-party contractors and suppliers of services we may engage to provide services to you.

    15.4. Notwithstanding the foregoing, the sole and entire maximum liability of the Company Parties for any reason, and your sole and exclusive remedy for any cause or claim whatsoever, shall be limited to the charges paid by you directly to company via the service, if any, for services provided solely and directly by the Company to you.

    15.5. You agree that regardless of any statute or law to the contrary, any claim you may bring must be filed within one (1) year after the cause of action occurs or it will be permanently barred.

    15.6. Some jurisdictions do not allow the disclaimer of certain warranties or the limitation or exclusion of liability for certain types of damages. Accordingly, some of the above disclaimers and limitations may not apply to you.

    15.7. If you are a California resident, you shall and hereby do waive California Civil Code Section 1542, which states: “A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which, if known by him must have materially affected his settlement with the debtor.”

  16. Purchases and Payments

    16.1. Purchase of Services
    Your contract for the purchase of Services, if any, is completed once you confirm your purchase and performance of this contract begins as soon as the purchase is complete. Except as may be otherwise stated herein we do not issue refunds for any purchases.
    16.2. Pricing
    Pricing and availability of all Services for sale, if any, displayed through the Site are subject to change at any time.
    16.3. Payment Processing Methods
    The Company may make available various payment processing methods to facilitate the purchase of the Service. You must abide by any relevant terms and conditions or other legal agreements with third-party payment processors that govern your use of a given payment processing method. The Company may add or remove payment processing methods at its sole discretion and without notice to you. Once your purchase is complete, the Company or the payment processor may charge your credit card or any other payment method you provide us for any Services purchased, along with any additional applicable amounts (including any taxes). You are solely responsible for all amounts payable associated with purchases you make via the Service.

  17. Applicable Law and Jurisdiction

    Your use of the Service is governed by and will be enforced under the laws of the Republic of Singapore without regard to its conflict of law provisions. In the event of any dispute arising out of or in connection with these Terms of Service, including any question regarding its existence, validity or termination (the “Dispute”), the Dispute shall be referred to and finally resolved by arbitration administered by the Republic of Singapore International Arbitration Centre in accordance with the Arbitration Rules of the Singapore International Arbitration Centre for the time being in force, which rules are deemed to be incorporated by reference in this Clause. The seat of the arbitration shall be the Republic of Singapore. The Tribunal shall consist of one arbitrator. The language of the arbitration shall be English.

  18. Miscellaneous

    • (a) These Terms of Service constitutes the entire agreement between the Company and each User of the Service with respect to the subject matter of these Terms of Service.
    • (b) If any provision of these Terms of Service is deemed unlawful, void or for any reason unenforceable by a court of competent jurisdiction, the validity and enforceability of any remaining provisions will not be affected.
    • (c) The failure of the Company Parties to insist upon strict adherence to any term of these Terms of Service shall not constitute a waiver of such term and shall not be considered a waiver or limit the Company Parties' right thereafter to insist upon strict adherence to that term or any other term contained in these Terms of Service. You may not assign your obligations or rights herein to another entity or individual. We may transfer, assign or delegate these Terms of Service and its rights and obligations without your consent.
    • (d) We shall have no liability to you herein if we are prevented from or delayed in performing our obligations or carrying on our business by acts, events, omissions or accidents beyond our reasonable control, including, without limitation, strikes, lock-outs, industrial disputes (whether involving the workforce of the Company or any other party), failure of a utility service or transport or telecommunications network, an act of God, war, riot, civil commotion, malicious damage, compliance with any change in law, governmental order, rule, regulation or direction, accident, breakdown of plant or machinery, fire, flood or storm.
    • (e) No agency, partnership, joint venture, or employment is created as a result of these Terms of Service and you do not have any authority of any kind to bind us in any respect whatsoever.
    • (f) No action arising out of these Terms of Service or your use of the Service, regardless of form or the basis of the claim, may be brought by you more than one (1) year after the cause of action has arisen (or in the case of multiple causes of action, from the date the first cause of action arose).

  19. Customer Service

    If you have any comments or questions regarding these Terms of Service or wish to report any violation of these Terms of Service, you may contact us at hello@assetowner.co.